Salary Calculator for Gross and Net Pay
Enter a pay rate, choose the period it is quoted in, and see the gross and estimated net figures side by side — hourly, weekly, biweekly, semi-monthly, monthly, or annual, all normalized to the same scale.
Four inputs drive the result: your rate, the period it is stated in, your filing status, and your state. Everything else is optional. The fewer assumptions the tool has to make, the closer the estimate gets to your real stub.
See what the output looks likePay period options and what they mean
Converting between pay periods is simple arithmetic, but doing it in your head under time pressure is where mistakes happen. The calculator annualizes first, then divides back down, which avoids compounding rounding errors across a year of checks.
That order matters. If you convert biweekly to monthly by dividing by two, you lose two checks a year without noticing. Normalizing to an annual salary first keeps every period honest.
Hourly and annual sit at the two ends of the same ladder. A weekly or biweekly wage multiplies up cleanly; an annual salary divides down just as cleanly. The calculator holds the units straight so the only thing you have to judge is the offer itself.
Read the pay period guide
Gross pay is the starting line
Gross pay is your rate times hours worked, or your salary divided across the pay periods, before any deduction. It is the number an offer letter quotes and the number a job posting advertises, which is why it is also the number most often compared to the wrong thing.
For hourly workers, overtime hours over 40 in a workweek are typically paid at 1.5 times the regular rate under the Fair Labor Standards Act, unless a state rule is more generous. Entering overtime separately keeps the base rate clean and makes the extra visible — you can see exactly what the extra hours add to a single check and to the year.
How the net estimate is built
The estimate walks down the stub in the same order a payroll system does. Each line removes something from the line above it, and the last number is what lands in your account.
The result is an estimate, not a payroll calculation. Your employer's system applies the exact tables and any local taxes that a general tool cannot know.
Reading the annualized figure
Annualizing normalizes everything to one scale. A $30 hourly rate and a $62,400 salary are the same gross annual figure at 40 hours per week for 52 weeks. Seeing that side by side stops the common mistake of comparing an hourly offer against an annual one as if they were different units.
Write down the gross annual, the estimated net annual, and the per-check net for each scenario you run. If you are negotiating, those three numbers are what you bring to the conversation, along with the percentile context from the salary-by-state page. Numbers you can restate clearly carry more weight than a general sense that an offer feels low.
When the estimate will differ from your stub
Several things push the real number away from any estimate, and none of them mean the estimate was wrong. They mean payroll has information a general tool does not.
A mid-year job change resets withholding. Two employers in one year each withhold as if they were your only employer, which is why a refund or a balance due shows up in April.
Supplemental wages such as bonuses may be withheld at a flat rate rather than through the regular tables, so a bonus check can look different from a normal one.
State and local rules vary, and a few states have no income tax at all. City and county taxes add lines that a state-level estimate cannot see.
Retirement contributions may be percentage-based rather than a fixed dollar amount, so the deduction grows when your pay does — and a raise can move both the gross and the deduction at once.
Treat the estimate as a planning figure and reconcile it against an actual stub once you have one. The first check of a new job is the best calibration you will get.
- Same filing status on both offers
- Same work state, not the company's headquarters
- Same pay period, or annualize both first
- Benefits noted separately, not folded into net
Same rate, same week, different number.
A paycheck and a salary are not the same unit, and neither is a biweekly check and a monthly one. The calculator's job is to make them comparable before you decide anything.
Using the result for a decision
The most useful comparison is two offers on the same screen. Run both through the calculator with the same filing status and the same work state, then look at annual gross, annual net, and per-check net side by side.
If one offer includes a retirement match or fully covered premiums, note that separately rather than trying to fold it into the net figure. The calculator handles the paycheck math; the value of benefits is a judgment you make on top of it, and it is often the line that decides a close call.
Save the output before you close the tab. Write down the gross annual, the estimated net annual, and the per-check net for each scenario, then bring those three numbers to the conversation along with the percentile context from the salary-by-state page.
Common questions
Answers to the things people ask most often after running a first estimate. If your situation is unusual, treat the estimate as a starting point and check the real stub.
Why is my take-home pay lower than the estimate?
The usual causes are local taxes the estimate cannot see, a benefit deduction you did not enter, or withholding set higher than the standard table. A mid-year job change is another common one, because two employers each withhold as if they were your only employer.
Does the calculator include state and local taxes?
It applies an approximate state income tax for the state you select. City, county, and school district taxes are not included, and a few states levy no income tax at all, so the state line can drop to nothing depending on where you work.
Should I enter overtime hours separately?
Yes. Entering them separately keeps the base rate clean and shows what the extra hours actually add. Under the Fair Labor Standards Act, hours over 40 in a workweek are typically paid at 1.5 times the regular rate unless a state rule is more generous.
Which pay period should I choose for a job offer?
Use the period the offer states. If you are comparing two offers quoted in different periods, annualize both first — the calculator does that automatically — and compare the annual gross and annual net rather than the per-check figures.
Is the estimate a payroll calculation?
No. It is a planning figure built from standard withholding assumptions. Your employer's payroll system applies the exact tables, the local rules, and any deduction elections on file, so the two can differ by a small amount every period.
Keep comparing once the numbers are clear
Run the estimate, write down the three numbers, then take the next step that fits what you are deciding. The tools below all use the same wage data, so the figures line up across pages.
Everee Salary Compass
4525 Wilshire Blvd, Los Angeles, CA 90010, USA
Monday to Friday, 9:00 AM – 6:00 PM
+1-323-555-0198
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